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Whatever your goals are we are here to help! Click our prequalifier to get started!
At Cornerstone Home Lending Mortgage Broker Utah, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the right loan for you. We represent a wide range of "A" rated lenders with competitive rates. We are approved to lend in the following 37 states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia (DC).
We work with more than 100 investors as a mortgage broker. This allows us to get you the most competitive rates on all types of loan programs including: Purchase, Refinance, Cash Out Refinance, 30 year mortgages, 20 year mortgages, 15 year mortgages, 10 year mortgages, 1 year ARMS, 3 year ARMS, 5 year ARMS, 7 year ARMS, 10 year ARMS, Conventional, FHA, USDA, Jumbo, Home Equity Lines of Credit, Reverse Mortgages, HECM, Non-FHA Reverse, Jumbo Reverse, Construction, Debt Consolidation Loans, Renovation and VA. Whether your situation calls for Full Documents, Streamline, Non-Owner Occupied (Investor) or Multi-Family, we'll custom fit your needs!
Scroll down to see an overview of our most popular services. We pride ourselves in ranking high among the best mortgage companies in customer satisfaction as well as quick approvals.
We will help you determine if you qualify for any first time homebuyer grant or down payment assistance programs as part of your pre-qualification.
We will use our network of over 100 lenders to shop for the best mortgage rates and loan programs to fit your needs.
Our team will use our expertise to make sure your loan gets funded fast! We never miss a closing date. Always speak with a live person with quick responses.
Understanding how a reverse mortgage works is extremely important. A reverse mortgage pays your monthly interest payment using your home's equity. This way, you aren't required to make a payment out of your savings.
We will work with our many reverse mortgage lenders to find you the best interest rates. Some of the companies we work with are - American Advisors Group, Liberty, Longbridge, First Reverse and Finance of America.
Homes have appreciated over the past 30 years on average by 4% per year. Your equity will continue to grow despite a reverse mortgage. Many borrowers receive a line of credit that can be utilized up front or later to access more equity.
Consolidate credit card debt, Auto loans, HELOC's, 2nd mortgages and solar panels among other things into one lower monthly payment.
If your house has increased in value, you can use that equity to get cash-out to payoff debt, renovate or even create an emergency savings for the future.
Consolidating can save you hundreds or thousands in monthly payments. Take these savings and pay extra towards your mortgage to pay it off faster.
Refinance and remove your mortgage insurance to lower your monthly payment!
If your house has increased in value, you can use that equity to get cash-out, for whatever you need!
Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!
Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.
You can put as little as 3% down on a conventional loan if your are a first time homebuyer. 5% down if a repeat buyer.
Cornerstone has very competitive pricing with access to 100's of investors loan progarms.
Cornerstone has leading technology that allows us to get your loan approved quickly every time.
There is no down payment on most home purchases! VA allows you to get into a home for much less down.
Some Veterans are eligible for reduced closing costs if you have just a 1% disability rating with VA.
We are located very close to Hill Air Force Base and have been honored to serve many Veterans over the years.
USDA loans do not require a down payment and allow you to finance closing costs into the purchase price!
USDA eligibility is based on both income levels as well as location of the home you are buying.
Using a local lender ensures you get the best customer service as well as knowledge about the local market.
Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.
Phone: (801) 820-7620
Address: 1725 East 1450 South Suite 100 Clearfield ,UT 84015
Monday-Friday: 9am to 6pm Saturday: 10am to 2pm Sunday: Closed