Welcome To Cornerstone Home Lending

At Cornerstone Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the right loan for you. We represent a wide range of "A" rated lenders with competitive rates. We are approved to lend in the following 45 states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia (DC).

We work with more than 100 investors as a mortgage lender. This allows us to get you the most competitive rates on all types of loan programs including: Purchase, Refinance, Cash Out Refinance, 30 year mortgages, 20 year mortgages, 15 year mortgages, 10 year mortgages, 1 year ARMS, 3 year ARMS, 5 year ARMS, 7 year ARMS, 10 year ARMS, Conventional, FHA, USDA, Jumbo, Home Equity Lines of Credit, Reverse Mortgages, HECM, Non-FHA Reverse, Jumbo Reverse, Construction, Debt Consolidation Loans, Renovation and VA. Whether your situation calls for Full Documents, Streamline, Non-Owner Occupied (Investor) or Multi-Family, we'll custom fit your needs!

First Time Home Buyers

First Time Homebuyer Programs

We will help you determine if you qualify for any first time homebuyer grant or down payment assistance programs as part of your pre-qualification.

Benefits
Leverage Available Programs
Know Your Buying Range

Get Pre-Qualified

Right Mortgage Interest Rates

We will use our network of over 100 lenders to shop for the best mortgage rates and loan programs to fit your needs.

Benefits
Shop Multiple Lenders
Lower rates, Lower Payments

Shop Rates

Fast Closings

With in-house processing, underwriting, and funding, Cornerstone is 100% committed to on-time closings and satisfying home-finance experiences.

Benefits
Hassle Free Funding
Get Your Dream House

Get Your Dream House

Reverse Mortgage

Reverse Mortgage is

Understanding how a reverse mortgage works is extremely important. If you’re 62 or older, you might qualify for a reverse mortgage. With a reverse mortgage, the amount of money you can borrow is based on how much equity you have in your home. (Your equity is how much money you could get for your home if you sold it, minus what you owe on your mortgage.) While a reverse mortgage lets you access your equity without selling your house right away, it can be financially risky.

Good For
Reduce Monthly Payment
Retain Retirement Savings

Reduce My Payment

Calculate Reverse Mortgage

We will work with our many reverse mortgage lenders to find you the right interest rates.

Good For
Home Improvement
Paying high-interest debt

Use My Equity

Will I Run Out of Equity?

Homes have appreciated over the past 30 years on average by 4% per year. Your equity could continue to grow despite a reverse mortgage. Many borrowers receive a line of credit that can be utilized up front or later to access more equity.

Good For
Lower money towards interest
Paying off the home sooner!

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Cash Out Refinance

Lower Monthly Payment

Combine credit card debt, Auto loans, HELOC's, 2nd mortgages and solar panels among other things into one lower monthly payment.

Good For
Extra Monthly Money
Best Debt Consolidation Loan

Reduce My Payment

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out to payoff debt, renovate or even create an emergency savings for the future.