Services We Offer...

Low Mortgage Rates

Reverse Mortgages

Debt Consolidation Loans

First Time Home Buyer Programs

Cash Out Refinance

Construction Loans

Down Payment Assistance Programs

VA Loans

Jumbo Loans

HECM Loans

FHA Loans

Whatever your goals are we are here to help!
Click our prequalifier to get started!

Welcome To Cornerstone Home Lending Inc. Mortgage Broker Utah

At Cornerstone Home Lending Inc. Mortgage Broker Utah, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the right loan for you. We represent a wide range of "A" rated lenders with competitive rates.

We work with more than 100 investors as a mortgage broker. This allows us to get you the most competitive rates on all types of loan programs including: Purchase, Refinance, Cash Out Refinance, 30 year mortgages, 20 year mortgages, 15 year mortgages, 10 year mortgages, 1 year ARMS, 3 year ARMS, 5 year ARMS, 7 year ARMS, 10 year ARMS, Conventional, FHA, USDA, Jumbo, Home Equity Lines of Credit, Reverse Mortgages, HECM, Non-FHA Reverse, Jumbo Reverse, Construction, Debt Consolidation Loans, Renovation and VA. Whether your situation calls for Full Documents, Streamline, Non-Owner Occupied (Investor) or Multi-Family, we'll custom fit your needs!

Mortgage Lending Services

Scroll down to see an overview of our most popular services. We pride ourselves in ranking high among the best mortgage companies in customer satisfaction as well as quick approvals.

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Calc With Note Pad

Understanding how a reverse mortgage works is extremely important. A reverse mortgage pays your monthly interest payment using your home's equity. This way, you aren't required to make a payment out of your savings.

  • Good For
  • Reduce Monthly Payment
  • Retain Retirement Savings
Reduce My Payment

Calculate Reverse Mortgage

House Lawn

We will work with our many reverse mortgage lenders to find you the best interest rates. Some of the companies we work with are - American Advisors Group, Liberty, Longbridge, First Reverse and Finance of America.

  • Good For
  • Home Improvement
  • Paying high-interest debt
Use My Equity

Will I Run Out of Equity?

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Homes have appreciated over the past 30 years on average by 4% per year. Your equity will continue to grow despite a reverse mortgage. Many borrowers receive a line of credit that can be utilized up front or later to access more equity.

  • Good For
  • Lower money towards interest
  • Paying off the home sooner!
Apply Now

First Time Home Buyer

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We will help you determine if you qualify for any first time homebuyer grant or down payment assistance programs as part of your pre-qualification.

  • Benefits
  • icon Leverage Available Programs
  • icon Know Your Buying Range
Get Pre-Qualified
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Best Mortgage Interest Rates

We will use our network of over 100 lenders to shop for the best mortgage rates and loan programs to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
Shop Rates
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Always Close Fast & On Time

Our team will use our expertise to make sure your loan gets funded fast! We never miss a closing date. Always speak with a live person with quick responses.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Get Your Dream House

Lower Monthly Payment

Consolidate credit card debt, Auto loans, HELOC's, 2nd mortgages and solar panels among other things into one lower monthly payment.

  • Good For
  • Extra Monthly Money
  • Best Debt Consolidation Loan
Reduce My Payment

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out to payoff debt, renovate or even create an emergency savings for the future. 

Use My Equity

Shorten Your Loan Term

Consolidating can save you hundreds or thousands in monthly payments. Take these savings and pay extra towards your mortgage to pay it off faster.

  • Good For
  • Lower money towards interest
  • Paying off the home sooner!
Payoff Faster

Refinance

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Remove Mortgage Insurance

Refinance and remove your mortgage insurance to lower your monthly payment!

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!
Reduce My Payment
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Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt
Use My Equity
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Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • icon Lower money towards interest
  • icon Paying off the home sooner!
Shorten My Term

FHA

Lower Minimum Down

Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.

  • Good For
  • Extra Monthly Money
  • Retirement Savings!
Reduce My Payment

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • Home Improvement
  • Paying high-interest debt
Use My Equity

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • Lower money towards interest
  • Paying off the home sooner!
Shorten My Term

Purchase - Conventional Loans

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Minimum Down Payment

You can put as little as 3% down on a conventional loan if your are a first time homebuyer. 5% down if a repeat buyer.

  • Benefits
  • icon Avoid Large Down Payment
  • icon Use Your Money For Other Things
Check Eligibility
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Loan Pricing

Cornerstone has very competitive pricing with access to 100's of investors loan progarms.

  • Benefits
  • icon We shop 100's of Loans for you
  • icon Lower Payments & Fees
Apply Now
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Closing Fast 

Cornerstone has leading technology that allows us to get your loan approved quickly every time.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your Dream House

Our Satisfied Clients

Latest Blog Posts

Mortgage Calculator

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The Cornerstone Home Lending Inc. Mortgage Broker Utah Address

Contact Us:

Phone: (801) 820-7620

Address: 1725 East 1450 South Suite 100
Clearfield ,UT
84015

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed

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