Your Local Riverdale Mortgage Experts

We help families in Riverdale and across Weber County secure the best home loans, lowest rates, and down payment assistance.

Buying a Home in Riverdale

Riverdale is Weber County’s retail center, anchored by Riverdale Road’s shopping and dining corridor. Affordable homes near the Weber River make it attractive to first-time buyers seeking convenience.

Whether you're a first-time homebuyer looking to put down roots or a current resident looking to upgrade or refinance, The Tim Hawkes Team is your dedicated local mortgage partner. Because we're based right here in Weber County, we understand the local real estate market better than national online lenders. We know exactly which down payment assistance programs are available for Riverdale properties, and we work closely with the best local Realtors to get your offers accepted.

Down Payment Assistance in Riverdale

Riverdale home buyers may qualify for multiple assistance programs that can be stacked together. Here are the programs available for Weber County properties:

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FHLB HELP

$20,000 forgivable

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UHC FirstHome

$27,500

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Stack Your Assistance

Riverdale buyers can combine multiple programs. Currently available programs total up to $47,500 in assistance. When all programs are open, total potential assistance reaches up to $47,500.

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Popular Loan Programs in Riverdale

From zero-down VA and USDA loans to low-down-payment FHA options, we'll match you with the best program for your situation.

VA Loans

Zero down payment for eligible veterans. Perfect for military families relocating to Hill AFB.

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FHA Loans

Only 3.5% down with flexible credit requirements. Ideal for many first-time buyers in Riverdale.

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USDA Loans

Zero down payment for eligible suburban and rural areas. Let us check if your Riverdale address qualifies.

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Frequently Asked Questions About Buying in Riverdale

Get answers to common questions about home buying, down payment assistance, and mortgage options in Riverdale, Utah.

How much down payment assistance is available in Riverdale?
Riverdale buyers can receive up to $47,500 through the FHLB HELP ($20,000 forgivable) and UHC FirstHome ($27,500) programs. At Riverdale’s median price of $400,000, that covers nearly 12% of the purchase price.
What are the income limits for Riverdale home buyers?
Weber County income limits apply. UHC FirstHome generally allows up to $150,000 in household income. FHLB HELP follows HUD area median income guidelines. Contact us for a quick, free eligibility check.
Why should I choose a local lender in Riverdale?
Riverdale’s affordable prices and central Weber County location make it popular with first-time buyers. A local lender can help you navigate multiple-offer situations, stack DPA programs effectively, and close on time with local title companies we work with regularly.

Ready to Buy in Riverdale?

Get pre-approved in minutes. We'll help you find the right loan, maximize your down payment assistance, and close on your new Riverdale home.

Local Weber County Experts

National lenders don't understand the Utah market. We do. Get a quote from a local expert who cares about your family's financial future.

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Call your Riverdale loan officer

(801) 820-7620

Quick Riverdale Stats

  • CountyWeber County
  • Population9,000+
  • Median Price$400,000
  • DPA AvailableUp to $47,500