Your Local West Haven Mortgage Experts

We help families in West Haven and across Weber County secure the best home loans, lowest rates, and down payment assistance.

Buying a Home in West Haven

West Haven is one of Utah’s fastest-growing communities, offering a blend of new construction, established neighborhoods, and agricultural land. Located just west of Ogden with excellent I-15 access.

Whether you're a first-time homebuyer looking to put down roots or a current resident looking to upgrade or refinance, The Tim Hawkes Team is your dedicated local mortgage partner. Because we're based right here in Weber County, we understand the local real estate market better than national online lenders. We know exactly which down payment assistance programs are available for West Haven properties, and we work closely with the best local Realtors to get your offers accepted.

Down Payment Assistance in West Haven

West Haven home buyers may qualify for multiple assistance programs that can be stacked together. Here are the programs available for Weber County properties:

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FHLB HELP

$20,000 forgivable

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UHC FirstHome

$27,500

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Stack Your Assistance

West Haven buyers can combine multiple programs. Currently available programs total up to $47,500 in assistance. When all programs are open, total potential assistance reaches up to $47,500.

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Popular Loan Programs in West Haven

From zero-down VA and USDA loans to low-down-payment FHA options, we'll match you with the best program for your situation.

VA Loans

Zero down payment for eligible veterans. Perfect for military families relocating to Hill AFB.

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FHA Loans

Only 3.5% down with flexible credit requirements. Ideal for many first-time buyers in West Haven.

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USDA Loans

Zero down payment for eligible suburban and rural areas. Let us check if your West Haven address qualifies.

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Frequently Asked Questions About Buying in West Haven

Get answers to common questions about home buying, down payment assistance, and mortgage options in West Haven, Utah.

How much down payment assistance is available in West Haven?

West Haven buyers can stack up to $47,500 through the FHLB HELP ($20,000 forgivable) and UHC FirstHome ($27,500) programs. Some West Haven properties in rural-designated areas may also qualify for USDA zero-down financing.

What are the income limits for West Haven home buyers?

Weber County income limits apply to both programs. UHC FirstHome generally caps household income around $150,000. FHLB HELP follows HUD area median income guidelines. West Haven’s mix of price points means a wide range of buyers qualify.

Why should I choose a local lender in West Haven?

West Haven’s rapid growth includes new-construction subdivisions that require builder-specific financing expertise. We work with West Haven’s top builders, understand construction-to-permanent loans, and know which DPA programs work with new builds.

Ready to Buy in West Haven?

Get pre-approved in minutes. We'll help you find the right loan, maximize your down payment assistance, and close on your new West Haven home.

Start Your Application (801) 820-7620

Local Weber County Experts

National lenders don't understand the Utah market. We do. Get a quote from a local expert who cares about your family's financial future.

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Call your West Haven loan officer

(801) 820-7620

Quick West Haven Stats

CountyWeber County
Population22,000+
Median Price$470,000
DPA AvailableUp to $47,500