About Our Team
Honest, well-communicated, and knowledge-based home lending. We treat every customer as an individual, not a number in a formula.
When you're looking for Utah mortgage lenders you can trust, The Tim Hawkes Team stands out. As part of Cornerstone Home Lending Utah, we combine the strength of a national lender with the personalized service of a local mortgage broker Utah families rely on. Our Clearfield office serves clients across Davis County, the Wasatch Front, and all of Utah — from first-time buyers to seasoned homeowners refinancing.
We believe every borrower deserves honest advice, clear communication, and a loan program tailored to their goals. Whether you need a conventional loan, FHA, VA, or refinancing, we'll help you find the right fit. Contact us to get started.
Honest
If we're not the right option for you, we'll tell you! We believe in complete transparency.
Communication
No crickets here. Expect consistent, proactive communication from us at every step.
Knowledge
We make sure you fully understand all of your options so you can make confident decisions.
Meet The Team
Local experts dedicated to your financial success.
Tim Hawkes
Mortgage Branch Manager / Loan Officer
NMLS #8785
With decades of experience in the Utah mortgage market, Tim is committed to finding the perfect loan program for every client's unique situation.
Jake Peterson
Loan Officer
NMLS #1692825
Jake specializes in first-time homebuyers and down payment assistance programs, ensuring clients get the most out of their real estate investments.
Why Clients Choose The Tim Hawkes Team
Utah mortgage lenders come in all shapes and sizes, but few offer the combination of experience, transparency, and local knowledge that defines The Tim Hawkes Team. As trusted mortgage professionals at Cornerstone Home Lending Utah, we have built our reputation on three pillars: honesty, communication, and expertise.
Our clients choose us because we treat every loan as unique. We take time to understand your situation — whether you're a first-time homebuyer navigating the process for the first time or an experienced homeowner looking to refinance. We explain your options in plain English, answer your questions promptly, and never push you toward a loan that isn't right for you.
From purchase loans to refinances, we guide you from pre-qualification to closing with clear timelines and consistent updates. Don't just take our word for it — read what our clients say in our testimonials.
We Go All Out Because We Are All In
When you work with us, you get the strength and stability of Cornerstone Home Lending combined with the personalized, local touch of The Tim Hawkes Team.
Get in Touch With Us