Cornerstone Home Lending

Your Local Syracuse Mortgage Experts

We help families in Syracuse and across Davis County secure the best home loans, lowest rates, and down payment assistance.

Buying a Home in Syracuse

Syracuse is one of Davis County’s fastest-growing cities, offering stunning views of the Great Salt Lake and easy access to Antelope Island State Park. New construction and family-friendly neighborhoods attract buyers seeking space and community.

Whether you're a first-time homebuyer looking to put down roots or a current resident looking to upgrade or refinance, The Tim Hawkes Team is your dedicated local mortgage partner. Because we're based right here in Davis County, we understand the local real estate market better than national online lenders. We know exactly which down payment assistance programs are available for Syracuse properties, and we work closely with the best local Realtors to get your offers accepted.

Down Payment Assistance in Syracuse

Syracuse home buyers may qualify for multiple assistance programs that can be stacked together. Here are the programs available for Davis County properties:

Available Now

FHLB HELP

$20,000 forgivable

Learn more →
Opening Soon

Davis County DPA

$50,000

Learn more →
Available Now

UHC FirstHome

$27,500

Learn more →

Stack Your Assistance

Syracuse buyers can combine multiple programs. Currently available programs total up to $47,500 in assistance. When all programs are open, total potential assistance reaches up to $97,500.

Check your eligibility now →

Popular Loan Programs in Syracuse

From zero-down VA and USDA loans to low-down-payment FHA options, we'll match you with the best program for your situation.

VA Loans

Zero down payment for eligible veterans. Perfect for military families relocating to Hill AFB.

Learn about VA Loans →

FHA Loans

Only 3.5% down with flexible credit requirements. Ideal for many first-time buyers in Syracuse.

Learn about FHA Loans →

USDA Loans

Zero down payment for eligible suburban and rural areas. Let us check if your Syracuse address qualifies.

Learn about USDA Loans →

Frequently Asked Questions About Buying in Syracuse

Get answers to common questions about home buying, down payment assistance, and mortgage options in Syracuse, Utah.

How much down payment assistance is available in Syracuse?
Syracuse buyers can currently stack up to $47,500 in assistance using the FHLB HELP ($20,000 forgivable) and UHC FirstHome ($27,500) programs. The Davis County DPA ($50,000) is paused until July 2026. When it reopens, total potential assistance could reach $97,500.
What are the income limits for Syracuse home buyers?
Income limits are set by each program and based on Davis County area median income. The UHC FirstHome program generally allows household incomes up to around $150,000. FHLB HELP follows HUD AMI guidelines. Contact us for a free eligibility check — it only takes a few minutes.
Why should I choose a local lender in Syracuse?
Syracuse’s rapid growth means new construction, multiple-offer situations, and fast-moving inventory. A local lender who understands Davis County’s market dynamics can issue pre-approvals quickly and help your offer stand out. We also know exactly which DPA programs work for Syracuse addresses.

Ready to Buy in Syracuse?

Get pre-approved in minutes. We'll help you find the right loan, maximize your down payment assistance, and close on your new Syracuse home.

Start Your Application(801) 820-7620

Local Davis County Experts

National lenders don't understand the Utah market. We do. Get a quote from a local expert who cares about your family's financial future.

Start Your Application

Call your Syracuse loan officer

(801) 820-7620

Quick Syracuse Stats

  • CountyDavis County
  • Population35,000+
  • Median Price$530,000
  • DPA AvailableUp to $47,500

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