Cornerstone Home Lending

Your Local Clinton Mortgage Experts

We help families in Clinton and across Davis County secure the best home loans, lowest rates, and down payment assistance.

Buying a Home in Clinton

Clinton offers the quintessential suburban experience in Davis County — quiet streets, great parks, and a tight-knit community feel. Conveniently located between Layton and Roy with easy access to I-15 and Hill AFB.

Whether you're a first-time homebuyer looking to put down roots or a current resident looking to upgrade or refinance, The Tim Hawkes Team is your dedicated local mortgage partner. Because we're based right here in Davis County, we understand the local real estate market better than national online lenders. We know exactly which down payment assistance programs are available for Clinton properties, and we work closely with the best local Realtors to get your offers accepted.

Down Payment Assistance in Clinton

Clinton home buyers may qualify for multiple assistance programs that can be stacked together. Here are the programs available for Davis County properties:

Available Now

FHLB HELP

$20,000 forgivable

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Opening Soon

Davis County DPA

$50,000

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Available Now

UHC FirstHome

$27,500

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Stack Your Assistance

Clinton buyers can combine multiple programs. Currently available programs total up to $47,500 in assistance. When all programs are open, total potential assistance reaches up to $97,500.

Check your eligibility now →

Popular Loan Programs in Clinton

From zero-down VA and USDA loans to low-down-payment FHA options, we'll match you with the best program for your situation.

VA Loans

Zero down payment for eligible veterans. Perfect for military families relocating to Hill AFB.

Learn about VA Loans →

FHA Loans

Only 3.5% down with flexible credit requirements. Ideal for many first-time buyers in Clinton.

Learn about FHA Loans →

USDA Loans

Zero down payment for eligible suburban and rural areas. Let us check if your Clinton address qualifies.

Learn about USDA Loans →

Frequently Asked Questions About Buying in Clinton

Get answers to common questions about home buying, down payment assistance, and mortgage options in Clinton, Utah.

How much down payment assistance is available in Clinton?
Clinton home buyers can currently access up to $47,500 through the FHLB HELP ($20,000 forgivable) and UHC FirstHome ($27,500) programs. The Davis County DPA ($50,000) is paused until July 2026 and will push total potential assistance to $97,500 when it reopens.
What are the income limits for Clinton home buyers?
Each program has its own Davis County income thresholds. UHC FirstHome generally allows up to $150,000 in household income. The FHLB HELP program follows HUD area median income guidelines. We will check every program for you at no cost.
Why should I choose a local lender in Clinton?
Clinton’s location between Layton and Roy means you benefit from Davis County DPA programs. A local lender knows which programs apply, understands local appraisal values, and can close faster than a national call center. Our office is just minutes away in Clearfield.

Ready to Buy in Clinton?

Get pre-approved in minutes. We'll help you find the right loan, maximize your down payment assistance, and close on your new Clinton home.

Start Your Application(801) 820-7620

Local Davis County Experts

National lenders don't understand the Utah market. We do. Get a quote from a local expert who cares about your family's financial future.

Start Your Application

Call your Clinton loan officer

(801) 820-7620

Quick Clinton Stats

  • CountyDavis County
  • Population24,000+
  • Median Price$460,000
  • DPA AvailableUp to $47,500

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