Your Local Roy Mortgage Experts
We help families in Roy and across Weber County secure the best home loans, lowest rates, and down payment assistance.
Buying a Home in Roy
Roy sits at the crossroads of Weber and Davis Counties, offering some of the most affordable housing along the Wasatch Front. With strong community roots and easy access to Hill AFB, Roy is popular with military families and first-time buyers.
Whether you're a first-time homebuyer looking to put down roots or a current resident looking to upgrade or refinance, The Tim Hawkes Team is your dedicated local mortgage partner. Because we're based right here in Weber County, we understand the local real estate market better than national online lenders. We know exactly which down payment assistance programs are available for Roy properties, and we work closely with the best local Realtors to get your offers accepted.
Down Payment Assistance in Roy
Roy home buyers may qualify for multiple assistance programs that can be stacked together. Here are the programs available for Weber County properties:
Stack Your Assistance
Roy buyers can combine multiple programs. Currently available programs total up to $47,500 in assistance. When all programs are open, total potential assistance reaches up to $47,500.
Check your eligibility now →Popular Loan Programs in Roy
From zero-down VA and USDA loans to low-down-payment FHA options, we'll match you with the best program for your situation.
VA Loans
Zero down payment for eligible veterans. Perfect for military families relocating to Hill AFB.
Learn about VA Loans →FHA Loans
Only 3.5% down with flexible credit requirements. Ideal for many first-time buyers in Roy.
Learn about FHA Loans →USDA Loans
Zero down payment for eligible suburban and rural areas. Let us check if your Roy address qualifies.
Learn about USDA Loans →Frequently Asked Questions About Buying in Roy
Get answers to common questions about home buying, down payment assistance, and mortgage options in Roy, Utah.
How much down payment assistance is available in Roy?
What are the income limits for Roy home buyers?
Why should I choose a local lender in Roy?
Ready to Buy in Roy?
Get pre-approved in minutes. We'll help you find the right loan, maximize your down payment assistance, and close on your new Roy home.
Local Weber County Experts
National lenders don't understand the Utah market. We do. Get a quote from a local expert who cares about your family's financial future.
Start Your ApplicationCall your Roy loan officer
(801) 820-7620Quick Roy Stats
- CountyWeber County
- Population39,000+
- Median Price$420,000
- DPA AvailableUp to $47,500