March 27, 2026
7 Best Mortgage Lenders in Utah (2026 Rankings)
We compared Utah's top mortgage lenders across rates, reviews, loan programs, and local expertise. Here are the 7 best mortgage lenders in Utah for 2026.
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Mortgage Tips, Market Updates & Local Guides
Utah mortgage tips and home buying guides from The Tim Hawkes Team. Whether you're a first-time buyer exploring your options, researching down payment assistance programs, or brushing up on terminology in our mortgage glossary, we're here to help you make confident decisions. Explore our latest articles below.
March 27, 2026
Best First-Time Homebuyer Programs in Utah (2026 Guide)
Every first-time homebuyer program in Utah for 2026 — statewide DPA, city and county grants, veteran benefits, and federal loan options. Updated with current funding status.
Read MoreApril 6, 2026
Best Lenders for Down Payment Assistance in Utah (2026)
Not every Utah lender is approved for every DPA program. We ranked the best mortgage lenders for down payment assistance based on program access, stacking expertise, and buyer outcomes.
Read MoreApril 6, 2026
How to Buy a House in Utah With No Money Down (2026 Guide)
Yes, you can buy a house in Utah with zero money down. Here are the 5 real paths — VA loans, USDA loans, DPA stacking, seller concessions, and grant programs — with actual dollar examples.
Read MoreApril 6, 2026
VA Loans Near Hill Air Force Base: The Complete 2026 Guide
Buying near Hill AFB? This guide covers VA loan benefits, BAH-to-mortgage math, the Utah veteran grant, DPA stacking for military buyers, and how to choose a local VA lender.
Read MoreApril 6, 2026
Best Mortgage Rates in Utah: How to Actually Get the Lowest Cost (2026)
Utah mortgage rates range from 5.875% to 6.75%. But the lowest advertised rate isn't always the lowest cost. Here's how DPA savings, APR, and lender fees change the math.
Read MoreJanuary 6, 2026
Best Mortgage Lenders in Clinton, Utah (2026 Buyer Guide)
Choosing the right mortgage lender in Clinton, Utah isn't just about the lowest rate. This guide breaks down the best mortgage lenders in Clinton by buyer type.
Read MoreJanuary 6, 2026
Best Mortgage Lenders in Layton, Utah (2026 Buyer Guide)
Choosing the right mortgage lender in Layton isn't just about finding the lowest advertised rate. This guide helps you understand which option fits your needs.
Read MoreJanuary 2, 2026
Best Mortgage Lenders in Clearfield, Utah (2026 Buyer Guide)
Choosing the right lender in Clearfield depends on your situation. This guide breaks down the best options by buyer type.
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Whether you're buying your first home or refinancing, we're here to help you navigate every step.