Your Local Hooper Mortgage Experts

We help families in Hooper and across Weber County secure the best home loans, lowest rates, and down payment assistance.

Buying a Home in Hooper

Hooper offers a uniquely rural lifestyle within Weber County, featuring large lots, horse properties, and sweeping views of the Wasatch Mountains. Ideal for buyers who want space without leaving the metro area.

Whether you're a first-time homebuyer looking to put down roots or a current resident looking to upgrade or refinance, The Tim Hawkes Team is your dedicated local mortgage partner. Because we're based right here in Weber County, we understand the local real estate market better than national online lenders. We know exactly which down payment assistance programs are available for Hooper properties, and we work closely with the best local Realtors to get your offers accepted.

Down Payment Assistance in Hooper

Hooper home buyers may qualify for multiple assistance programs that can be stacked together. Here are the programs available for Weber County properties:

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FHLB HELP

$20,000 forgivable

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UHC FirstHome

$27,500

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Stack Your Assistance

Hooper buyers can combine multiple programs. Currently available programs total up to $47,500 in assistance. When all programs are open, total potential assistance reaches up to $47,500.

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Popular Loan Programs in Hooper

From zero-down VA and USDA loans to low-down-payment FHA options, we'll match you with the best program for your situation.

VA Loans

Zero down payment for eligible veterans. Perfect for military families relocating to Hill AFB.

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FHA Loans

Only 3.5% down with flexible credit requirements. Ideal for many first-time buyers in Hooper.

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USDA Loans

Zero down payment for eligible suburban and rural areas. Let us check if your Hooper address qualifies.

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Frequently Asked Questions About Buying in Hooper

Get answers to common questions about home buying, down payment assistance, and mortgage options in Hooper, Utah.

How much down payment assistance is available in Hooper?

Hooper buyers can stack up to $47,500 through the FHLB HELP ($20,000 forgivable) and UHC FirstHome ($27,500) programs. Some Hooper properties may also qualify for USDA zero-down financing due to the area’s rural designation.

What are the income limits for Hooper home buyers?

The UHC FirstHome program caps household income around $150,000 for Weber County. FHLB HELP follows HUD area median income guidelines. If your Hooper property qualifies for USDA, those income limits are typically around 115% of area median income.

Why should I choose a local lender in Hooper?

Hooper’s large-lot properties, well water, and septic systems can complicate financing with national lenders. A local expert understands Weber County’s unique rural properties, knows which USDA-eligible areas overlap with Hooper, and can navigate appraisal challenges.

Ready to Buy in Hooper?

Get pre-approved in minutes. We'll help you find the right loan, maximize your down payment assistance, and close on your new Hooper home.

Start Your Application (801) 820-7620

Local Weber County Experts

National lenders don't understand the Utah market. We do. Get a quote from a local expert who cares about your family's financial future.

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Call your Hooper loan officer

(801) 820-7620

Quick Hooper Stats

CountyWeber County
Population9,000+
Median Price$530,000
DPA AvailableUp to $47,500