West Jordan Down Payment Assistance

West Jordan home buyers can access several programs including the UHC FirstHome Loan (up to 6% of the loan amount), the Welcome Home Grant ($20,000 forgivable), the Salt Lake County HOME Program (up to $40,000 deferred), and the West Jordan City DPA (up to $20,000). These programs can often be combined for maximum benefit.

Most programs require first-time buyer status, defined as not having owned a home in the past 3 years. However, exceptions exist for veterans and buyers purchasing in targeted census tracts. If you haven't owned a home recently, you likely qualify.

Income limits are based on 80% of the Area Median Income (AMI) for Salt Lake County. For a family of four, the limit is approximately $98,150. Limits vary by household size. All household members' income is counted, including non-borrowers living in the home.

Yes. Program stacking is one of the most effective strategies for West Jordan buyers. For example, you could combine the Welcome Home Grant ($20,000) with the UHC FirstHome Loan for $35,000+ in total assistance. We coordinate all applications for you.

Once you have an accepted offer and your documents are ready, DPA applications typically take 2–4 weeks to process depending on the program. We recommend getting pre-approved first so you're ready to move quickly when you find a home.

The median home price in West Jordan is approximately $450,000 as of 2026. With available DPA programs, qualified first-time buyers can significantly reduce their out-of-pocket costs. Many of our West Jordan buyers purchase with little to no money down.

Most DPA programs work with single-family homes, townhomes, and condos as long as the property is your primary residence and meets the program's price limits. Investment properties and second homes do not qualify.